Page 3 - Hawaii Island MidWeek - Dec 22, 2021
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 DECEMBER 22, 2021 HAWAI‘I ISLAND MIDWEEK 3
      DIRECTOR OF CONTENT/ SUPPLEMENT PRODUCTS RON NAGASAWA
EXECUTIVE EDITOR
BILL MOSSMAN
MANAGING EDITOR
NICOLE MONTON
PRESIDENT & PUBLISHER
DENNIS FRANCIS
CHIEF REVENUE OFFICER
DAVE KENNEDY
REGIONAL SALES MANAGER
LANCE TAKAKI
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         ARethinking Gift-giving
t the end of every year, we think about gifts and consider to whom and what we give, and how much we want to spend. Polls show that
 the average American spent more than they wanted to (more than $800) on holiday gifts last year, and that 70% would give up Christmas gift-giving if they had the choice.
 For you, has gift-giving become a dreaded “chore”? If not, and you enjoy it, keep doing it. However, if it’s become a drag, why continue? Send a loving message to those people (you know who they are) saying, “In- stead of exchanging physical gifts this year, let’s simply gift each other with positive thoughts instead. Thank you for your friendship throughout the years.” It’s not easy to initiate, but something to consider if you’ve lost the gift-giving joy.
   alice@yourhappinessu.com
            Happy Holidays!
 Historically low rates can make moving into your dream home a possibility this holiday season.
CALL YOUR ACADEMY LOAN OFFICER TO GET PRE-APPROVED.*
   MANA CANON
Loan Officer I NMLS #1426052
(808) 315-0065
234 Waianuenue Avenue, Suites #103 and #104, Hilo, HI 96720
CHRIS DODGE
Loan Officer I NMLS #1992138
LEN PAGAN
Branch Manager I NMLS #384213
(808) 854-7815
(808) 275-6898
*Pre-approval is not a commitment to lend. Corp NMLS #3113 | Equal Housing Lender MAC1122-1478188
   Walk-In Medical Care
Immediate non-emergency care for illnesses, minor wounds, or injuries from work, sports, home and auto. Physical Exams. X-Rays. Most Insurances accepted, including Kaiser.
Don’t be afraid to get medical care. We never closed, We are still here to take care of you.
OPEN 7 DAYS A WEEK
             M-F 8:30 – 6:30 | Sat-Sun 8:30 -4:30 | Hilo 969-3051 | Keaau 966-7942

























































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