Page 2 - Hawaii Island MidWeek - July 21, 2021
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2 HAWAI‘I ISLAND MIDWEEK JULY 21, 2021
       Growing up, my earliest memories were spent with
the ahupua‘a, with aloha and shared abundance at its core. The mobile app allows members to create a profile, upload items, and browse a marketplace of goods, ser- vices, events and opportuni- ties offered by neighbors in
John Kealoha Garcia has had the opportunity to build his career based on storytelling — weaving technology and inno- vation into accessible morsels of information that activate au- diences toward positive action.
“Nā Leo Alaka‘i” is pre-
sented by Kamehameha Schools to amplify the wisdom of ‘ōiwi leaders from across the pae ‘āina and recognize the immeasurable ways they strengthen our communities, inspire the lāhui and elevate Hawaiʻi nei.
ʻohana, exploring the ʻāi- na at my papa’s house in Nānākuli. Those days spent on Nānākuli Avenue shaped my sense of culture, place and belonging.
your area.
The EA app is currently
Self-rediscovery Inspires Digital Economy
  As I got older and my curiosity about my culture grew, I remember my papa would share moʻolelo about our people who, before the overthrow in 1893, thrived in a highly organized, self-suf- ficient subsistent social sys- tem. At the core of this sys- tem was the ahupuaʻa, a land division that sustained the Hawaiian people for thou- sands of years. Resources were cultivated from moun- tain to ocean, and abundance was shared amongst the com- munity with a focus on health and well-being.
Mobile app Exchange Ave. allows members to create a profile, upload items, and browse a marketplace of goods, services, events and opportunities in the area. PHOTO COURTESY JOHN KEALOHA GARCIA
I began growing kalo in a small mala (garden) in Ka‘imukī, as a way for my ʻohana to eat healthier. That garden grew into a communi- ty foodscape and ultimately fueled the development of my latest venture, Exchange Ave. (EA); ideated and real- ized as part of an indigenous innovation incubator in 2020 called the Purple Prize, Pur- ple Maiʻa Foundation’s annu- al competition.
being used to drive a peo- ple-powered economy in the village at Pu‘uhonua O Waimānalo. The communi- ty stays connected virtually, and digital literacy improves through productive use of technology and innovation.
Aloha was the currency.
     Growing up in Honolulu and continuing through my career in the corporate world, I slowly lost that connection my papa believed in and in- stilled in us. As family mem- bers passed — memories and ʻike (information/stories) were lost.
Since launching one year ago, we’ ve registered almost 1,000 members, with ex- changes happening around the world, from Hawaiʻi to Costa Rica.
Land of the free, because
of the brave.
Happy Fourth of July! Take advantage of today’s low rates for
your new home. Call your Academy Loan Officer
to get pre-approved.*
                                                          In 2018, I moved home after spending two years in New York City. Being away allowed me to explore dif- ferent cultures and ultimate- ly led me to appreciate and reconnect to my own.
EA is a portal to the past and a bridge to our future. It’s a digital economy inspired by
To learn more, check out ex- changeave.com or Instagram (@exchangeave).
EA’s goal is to become a global economy focused on connecting indigenous com- munities worldwide with Ha- waiʻi serving as a model for a sustainable way of living.
Mana Canon
Loan Officer
NMLS #1426052
(808) 315-0065
Len Pagan
Branch Manager
NMLS #384213
(808) 275-6898
Chris Dodge
Loan Officer
NMLS #1992138
(808) 854-7815
            Corp NMLS #3113 | Equal Housing Lender
*Pre-approval is not a commitment to lend
MAC622-1475566 Suite #207, Hilo, HI 96720
1437 Kilauea Ave
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AM I SUBJECT TO CCRS?
 hawaiianrealty.com 800-667-5028 ext. 8122
Denise S. Nakanishi
RB-17031, ABR, CRS, GRI, SRS
“Major Mom is a Major Difference”
cell 936-5100
majormom@ilhawaii.net
If pig farming is you life’s aspiration, you’ll want to ensure the property you are about to purchase is not subject to restrictions that prohibit such use. Even on Agricultural land, restrictions may apply. There are a couple
of ways to determine if the property you
love is subject to Conditions, Covenants and Restrictions (CCRs). Sellers are supposed to disclose if their property is subject to any type of use restrictions. It should be included right
in the listing information. Most REALTORS® keep information
about major developments handy and of course, these days, they can be found on-line. There
are, however, some areas and
circumstances under which a seller or their agent may not be aware of that the
property is subject to CCRs. This is especially true if only a few lots are affected and a formal association does not exist. CCRs should be noted on the Preliminary Title Report. The
title report will contain a document number associated with the recorded CCRs. With this, a copy can be requested. A recent preliminary title report will have a hyperlink to the CCRs. CCRs are generally meant to protect property values. It’s good to carefully examine the information to ensure nothing will interfere with your intended use. CCRs are normally enforced thru the powers granted to a formal association. Most associations can collect established fees, authorize repairs and maintenance, administer community facilities and make decisions for the affected homeowners. Associations (including condo associations) normally have the authority to file liens and foreclose properties whose owners do not pay the required fees. Less clear is how violations of CCRs can be addressed if there is no formal association. For instance, there are CCRs associated with the 8-10 home subdivision where we live. We do not have a formal association to enforce the restrictions.
If, as an example, one of our CCRs prohibited
us from having small yappy dogs, we’d be in trouble. In order for our neighbors to enforce this hypothetical provision, however, they’d likely have to hire an attorney. If we refuse to comply after being asked, formal legal action would be the next step. Enforcing CCRs without an organized association and established procedures for compliance is involved and
less likely to occur. It doesn’t, however, mean it never happens. Interestingly, neither the County Planning Department nor the Building Division checks plans against recorded CCRs. They are also not charged with enforcement. Only you know your intended use. Be sure you ask because, you know what they say about assuming.....Check your preliminary title report or call the association. Most formal associations are happy to field any questions you have. After all, they are always recruiting new volunteers
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