Page 8 - Hawaii Island MIdWeek - Feb 24, 2021
P. 8

   TIn For A Treat With This Sweet Pet Project
    here are always fun ways to show you care. don’t have a pet, Last week, we celebrated Random Acts of you can make one Kindness Day Feb. 17, as well as Love that represents
• 1 2.55-inch plastic jar (#30200501)
• 1 2 1/2-by-11-inch or 2 1/2-by-12-inch cardstock, for jar wrap-around
• 1 4-by-4-inch cardstock, for jar top
• 2 2-by-5 1/2-inch card- stock, for dog/bunny ears • 2 1 1/2-by-5-inch light pink or beige cardstock, for inner ears
• 1 2 1/2-by-2 1/2-inch cardstock, for ears
• 2 2-by-2-inch light pink cardstock, for inner cat ears
• 1 1-by-2-inch white cardstock, for eyes
• 1 1-by-1-inch pink or
black cardstock, for nose • cardstock scraps for stripes, spots, whiskers, etc.
• ribbons, flowers, etc. for additional embellish- ments
• 1/4-inch double-stick tape
• pop-up glue dots
• black marker
• dime, nickel and penny for tracing to make eyes • pen/pencil
• 1/2-inch or 1-inch circle punches, optional, instead of tracing circles • scissors
• paper trimmer
• treats to fill jars
  Your Pet Day Feb. 20. In honor of our pets, this your favorite ani-
week’s project is a special treat jar that can be used year-round.
mal! If you make some pet jars, share them with us at joyofcraft-
  You can recycle any type of jar you want to use. You’ll just have to adjust the measurements of the pieces. I used these simple plastic jars that I found at Ben Franklin Crafts. They come in different sizes and I used the short jar and one that is taller.
Lastly, don’t forget to fill the jars with treats. My jars are going to humans, so I filled them with candy.
  I created some cardstock inserts for the jar and made the faces of pets inspired by my co-workers. You can have a lot of fun coming up with designs for other pets like a bird, fish or turtle! Even if you
You can find an easy instruction sheet for this craft and many more projects online at benfranklin-
Cut out a triangle or heart for the nose and tape below the eyes. Add other details like a mouth and/or whis- kers with cardstock or draw with the marker. Place the wrap inside of the empty jar.
With the cardstock for the outer ears, draw and cut out two ears. For the cat, make rounded top triangles. For the bunny or dog, make elongated teardrops. Make slightly smaller pieces with the pink or
Fold the 1-by-2-inch white cardstock in half. Take a dime and trace onto one side. Cut out through both thick- nesses to make two eyes.
Use the black marker to draw smaller circles on top of the white circles to complete the eyes. Place onto the cardstock strip for the wrap-around and tape in place.
Screw the lid onto the empty jar. With the animal face forward, position the ears on the lid.
For the dog, you will place the ears to the sides and have them come down over the edge. Tape the folded edges of the ears to the jar lid. Decorate by adding flowers, bows, etc. on top of the lid between the ears as desired.
a light color for the inner ears. Center and tape the inner ears to the outer ears. At the bottom of each ear, fold up about 1/4-inch along the straight edge.
         Take the 4-by-4-
inch cardstock
and place down
with the wrong
side facing up.
Remove the
foam circle from
inside the jar lid
and center on the cardstock. Trace the circle and cut out. Place the cardstock circle into the jar lid.
Unscrew the lid 7 and fill the jars
with wrapped
 ★ JOIN ME FOR NEXT WINE’D DOWN NOW ON WEDNESDAYS - MAR 3RD @ 4 PM       ★ 800-667-5028 ext. 8122
Denise S. Nakanishi
RB-17031, ABR, CRS, GRI, SRS
“Major Mom is a Major Difference”
cell 936-5100
receive calls from buyers looking for REO (real estate owned) or fixer-upper properties. REO are foreclosed properties now owned by a lender. Most fall into the fixer-upper category. Buyers generally feel that accepting a fixer-upper might provide a much-needed price break while others
are looking for something they can improve and resell for a quick profit. Keep in mind that trying
to buy a “fixer” using OPM
(Other People’s Money) is not a simple process. Fact is, buying such a property with little or no
money down is virtually impossible. Just like an auto lender who wants to be sure a carrunsbeforetheyloanonit,homelenders want to be sure a house can, house. Buying
willingness to do repairs. Remember, the two components of a loan are buyer strength and collateral (the property). Loans with little or no money down are highly scrutinized by underwriters who much cautiously assess the lender’s exposure. Lenders don’t want to be stuck with a property that will bring farlessthanowedataforeclosuresale.This is exactly what happens to homes needing major repairs. With a healthy down payment some lenders will accept these properties if repairs are made by a licensed contractor. A construction loan may be required if extensive repairs are required. A FHA Section235loan(3.5%down)allowsbuyers with verifiable experience to make repairs themselves. It’s not an easy process and one requiring a very patient seller. It is also
recordation. Because lending rules change almost daily, be sure ask your lender how to structure both your purchase contract and contractor payments. It may be possible to find a contractor who will agree to be paid out of the seller’s proceeds if the lender allows it. Most don’t these days. An appraiser is normallyrequiredtoverifycompletionofany repairs that must be done prior to closing. Those short on patience and weak in the pocket are well advised to consider other options. Remember, get started any way you can. Adjust expectations of location, house or land size but not necessarily property condition.Today’sbuyersnolongerconsider their home a forever commitment. Start small and work your way up. Until then, remember to “Keep the Faith”!
It’s fairly common for REALTORS® to a fixer involves much more than just the possible to have some repairs done prior to
    Licensed Vacation Home
3 bedroom, 2 bath, 1600sf, lush gardens, lanai decks, chefs kitchen, soaring ceilings, owned PV.
   MLS #646557 $310K

   6   7   8   9   10